Though we know little about the healthcare plan the Senate is currently working on, already estimates about its effect on the number of people who are insured and the cost of premiums. According to estimates, health care premiums will go down, and yet you, the patient, will end up paying more. How is this possible?
It’s due in large part to the new law’s reduction in benefits and subsidies. Without the subsidies built into the Affordable Care Act, you are going to pay more for your policy. Plus, the ACA limited deductibles and out of pocket expenses—limits which will no longer be in place if this new law passes. So while you may see your premiums go down, you’ll also notice what you’re paying for each visit is going up—sometimes way up!
Don’t be fooled. Sure, we all want lower health insurance premiums, but at what cost? When we can’t even know what’s in the law that’s being negotiated, and it’s considered a good thing that only 23 Million people will lose health insurance, it ought to make you think. Why should you have to pay more and get less? In what industry is that ever fair to you, the consumer? And who is looking out for you?